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Best Gold Investment Companies

By John Otis

June 18, 2021

As Featured In:

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The stock market is the first thing most people think of when it comes to investing. In truth, though, that's just one of the options available for those who are looking towards the future.

Smart investors know that diversification is a must, so having a good idea of where else you can put your money to work is the best way to plan for a better future. For many, precious metals are the obvious choice for investing outside of the traditional stock market.

It's never a bad idea to make sure that you keep all of your eggs in multiple baskets. Investing in precious metals simply allows you to have an investment plan in place that can weather any changes in the stock market or that can build up wealth on its own without worrying about market forces.

Investing in gold isn't quiet like investing in the stock market, though. Investors generally need the help of gold investment companies to do so, as these companies tend to have the necessary supplies and support that's needed for individuals who want to put their money into gold, silver, over other types of precious metals.

These companies are also incredibly useful for those who need places to store their metals or who want to radically change the way that they set up their retirement accounts. So now, the question becomes, who is the best gold investment company?

As you might expect, there are more than a few companies out there that help individuals to invest in gold. Though there's definitely room for plenty of companies in this space, it does make it tough for investors to discern which companies are legitimate and which ones aren't going to be helpful.

As such, we've spent some time creating reviews of five of the best investment companies for precious metal lovers, which can help anyone looking to get into the precious metals game find the right company with which to work.


#1

9.6 / 10

  • Top overall choice
  • Excellent customer experience
  • Over 1000 5 star reviews
  • A+ BBB rating
#2

8.9 / 10

  • 4.96 overall rating on BBB
  • Excellent customer reviews
  • No cost portfolio review
  • Great leadership teams
#3

8.7 / 10

  • In business since 2003
  • Solid reviews
  • Great educators
#4

8.2 / 10

  • Long history
  • $5,000-$250,000 packages
  • Trusted for over 15 years
#5

8.0 / 10

  • Highly reviewed
  • Low investment minimums
  • Good education

What You Need To Consider


While all of the gold investing companies here are fine companies, it's always good to know how to tell a great company from one that doesn't quite work for you.

It's vital that you learn how to figure out which companies are worth your time when it comes to invest in precious metals. There are, luckily, always a few factors to consider when looking at different investment opportunities.

Consideration #1: Experience and Historical Reputation

Reputation really matters in the investment world. Whether you're investing in precious metals or anything else, you need to be able to work with someone who you trust.

It's always a good idea to look for a company that's been around for long enough to have a solid customer base and to be well-reviewed online. It is likewise a good idea to check out Better Business Bureau scores in order to learn more about how the company does business.

Consideration #2: Variety of Options

No two investors are the same, so you need to make sure that the company with whom you choose to invest is a company that has the investment options that make sense for you.

It's a good idea to start by figuring out if the company in question is only going to work with IRA clients or if it also works for personal investors, as the companies that only offer the former won't work well for those who need the latter.

Once you determine if the company will allow you to invest as you wish, you'll want to figure out if they allow you to invest in the metals that you want. Some companies only offer gold and silver, while others also offer palladium and platinum. If the company does have what you need available, you do need to make sure that those metals are available for the type of investing that you intend to pursue.

Finally, take a look to see if the company allows investments in cryptocurrencies. This isn't a type of investment for everyone, of course, but it is definitely something that which you should look.

Consideration #3: Customer Service

No two investors are the same, so you need to make sure that the company with whom you choose to invest is a company that has the investment options that make sense for you.

It's a good idea to start by figuring out if the company in question is only going to work with IRA clients or if it also works for personal investors, as the companies that only offer the former won't work well for those who need the latter.

Once you determine if the company will allow you to invest as you wish, you'll want to figure out if they allow you to invest in the metals that you want. Some companies only offer gold and silver, while others also offer palladium and platinum. If the company does have what you need available, you do need to make sure that those metals are available for the type of investing that you intend to pursue.

Finally, take a look to see if the company allows investments in cryptocurrencies. This isn't a type of investment for everyone, of course, but it is definitely something that which you should look.

Consideration #4: Associated Account Fees

The cost of doing business matters. It's always a good idea to figure out what fees you'll have to pay for working with a company, ranging from how much insurance is going to cost when shipping goods or what you're going to have to pay every year to maintain your IRA. Knowing how much the process will cost will give you a better idea of your investment's overall worth.

The Top 5 Companies


Here are the top 5 gold companies, each of which are a fantastic fit for most investors. They're great at helping individuals figure out how to invest in precious metals, how to set up their accounts, and how to move forward with diversifying their portfolios. 



"Best Overall"


If we're going to make a list of the top gold investment companies in USA, it's always wise to start with the very best. Goldco is our most highly recommended companies, and we're not alone in that recommendation. With an A+ rating from BBB (Better Business Bureau) and an AAA rating from the Business Consumer Alliance, this is a trusted company that really does right by its customers.

Goldco's area of specialization is in Precious Metals IRAs. The company makes it incredibly easy to set up one of these self-directed retirement accounts, giving investors a good tool for protecting their wealth without having to deal with the volatility of the stock market.

Given that precious metals have almost always been safe investments, it makes sense for those who are looking for a sense of stability to put much of their faith in investments that have tended to not only stay stable even in times of uncertainty but that almost always outperform the market.

Precious metals have become popular as more than just signs of wealth, though. These metals are frequently used in high-end electronics and in manufacturing, which means that there will be more and more demand for them as time goes on. This allows today's investors to feel safe in the fact that their investments in precious metals will continue to grow in value and that they'll eventually be able to cash out and retire comfortably when the time is right.

Given the usefulness of Precious Metals IRAs, it's easy to see the importance of a company like Goldco. With a great deal of expertise in helping their clients to set up their own Precious Metals IRAs, they fill an important function in the investing world.

Luckily, Goldco also makes the process of investing quite easy. All you'll need to do is fill out an application on the website that contains information about how you'd like to invest, then you'll transfer whatever funds are necessary to fund your account. Goldco will then help you to figure out what to add to your IRA in order to create the kind of security for which you have been looking. 

Goldco helps its customers fund their IRAs by offering a variety of different gold bars and coins that can be added to their accounts. Each of these items follow all IRS requirements and are legal to be held in IRAs.

Those who don't want to invest in gold can also invest in Silver IRAs, which allow users the same kind of monetary protections for the future but that focus on the less-expensive silver rather than focusing on gold. Just as Goldco offers a number of different gold coins and bars for investment, so too does it offer a number of silver coins and bars that are approved by the IRS for investment.

Of course, Goldco isn't just for new investors. The company also helps users to transfer their existing retirement accounts into Precious Metals IRAs, something that does take a bit of help even for those accounts that are eligible to be rolled over. This is a fairly difficult process that really does require an expert's touch, so it's nice to know that there's always an expert at Goldco there to help out investors who have questions about how the process works.

The good news about choosing one of these IRAs from Goldco is that they bring with them all of the same tax benefits that come with any other kind of IRA. This means that investors can contribute six thousand dollars a year to their accounts (and seven thousand, after they turn fifty) every year until retirement. Once you hit the specified age of fifty-nine and a half, you can even withdraw money out of your account without any tax penalties.

If all of this sounds confusing, Goldco actually still has you covered. The company offers potential users a self-directed IRA guide that can explain much of how this entire process works. Not only does it explain how to invest and what the benefits might be, but it also shows users exactly what can be added to this kind of retirement account.

Pros

  • Incredibly large selection of both gold and silver bars for investors.
  • Over 1000 online 5 star reviews form recent customers
  • Makes it very easy to both set up a new Precious Metals IRA and to roll over an existing IRA with the help of an expert.
  • Has an A+ rating from the Better Business Bureau.

Cons

  • Need to contact them directly to start. Can't do it online
  • Goldco does not offer palladium or platinum for their IRAs

If you're looking into investing in precious metals, you should definitely consider working with Augusta Precious Metals. Another company with an A+ Better Business Bureau rating as well as fantastic reviews from all of the major review aggregator sites, August Precious Metals, is definitely a company in which you can put your trust.

One of the real selling points of this company is its focus on the customer experience. With a strong commitment to not only making the process of investing in metals very easy but also to ensure that investors understand how everything works, Augusta Precious Metals really sets the bar for how the needs of individual customers can be met.

Like Goldco, Augusta Precious Metals has a strong focus on helping its customers set up Precious Metals IRAs. The service does a great job of making sure that setting up the new accounts is as painless as possible and that new investors never feel like they're being left without a hint of what to do next.

The company is even helpful when it comes to rolling over existing accounts, both by offering help during the process and by helping consumers understand whether or not their old accounts can be rolled over at all.

Augusta Precious Metals also offers storage for their Precious Metals IRAs. Having your gold, silver, and other metals stored in an approved facility is actually required for these accounts, so it's quite helpful that Augusta Precious Metals has the ability to match up its customers with IRS-approved storage facilities that are located across the United States.

Of course, not everyone who wants to invest in gold or silver wants to make use of the IRA structure. Luckily, Augusta Precious Metals has those customers covered by allowing individuals to purchase various types of metals on their own. Though such investments lack the protections of an IRA, choosing to invest on your own can provide a great deal of stability in a market that's less than stable.

The company makes this process just as easy as using an IRA, as it simply requires users to set up an account and then pick their purchases from those available on the company's website. Shipping is free, and every shipment is both securely packed and insured, allowing customers to feel confident in ordering from the site.

Pros

  • The company makes it very easy to set up an IRA.
  • Both gold and silver items are available for personal investment purchases.
  • Several great storage options are available for IRAs.

Cons

  • Getting access to a full list of everything the company has available involves getting in direct contact with the company instead of just looking on a website.
  • Requires email or phone contact to start up an account

Birch Gold Group has been around since 2003, and since then, it's been a company with a primary focus on the needs of its customers. With most of the company's efforts centering around helping their customers to create a diverse mix of investment options that will help to keep their portfolios balanced, Birch Gold Group has become known for not only being helpful to its customers but for providing a significant knowledge base for new investors.

Another company that's quite willing and able to help customers to set up their own Precious Metals IRAs, Birch Gold Group, makes doing so as simple as setting up an account and transferring over your funds. Once that's done, all the customer needs to do is pick out which items will be added to the IRA.

One of the best parts of working with Birch Gold Group is that the company makes sure that there's always a real human available to help you not only understand how your investment process works but to help you figure out exactly what you need to ensure that your investment goals are met.

Birch Gold Group does also offer IRS-approved storage for their precious metals options, which include not only gold and silver but also palladium and platinum.

The company tends to recommend that the Delaware Depository as a storage option of choice, which allows consumers to feel a bit more secure in the knowledge that their investments are kept safe with a billion-dollar insurance policy.

Pros

  • Metals can be purchased for both an IRA and for personal investments.
  • Team members are available to help new investors figure out the investment process and to make the right purchases for their needs.
  • The company has an A+ rating from the Better Business Bureau.

Cons

  • Pretty costly to set up account and deal with fees
  • IRAs require annual fees for not only management but also for storage and insurance.

Regal Assets, which was founded by Tyler Gallagher over a decade ago, has quickly become one of the most trusted names in precious metals investing.

With an incredible degree of competence in the investing field and a team that has more experience than most, the company has managed to create a business that not only puts customers first but that really allows them to invest in a way that can protect their future wealth.

It's no surprise that a company as trusted as Regal Assets helps its customers set up their own Precious Metals IRAs. The company has a wide array of offerings available to fill up those accounts, each of which is IRA-approved.

Setting up an account is fairly easy, with most of the work done online and an easy system put in place to allow investors to fill their accounts with gold, silver, palladium, and platinum once their funds have been deposited.

Like many of the other top companies, Regal Assets isn't just set up for new investors. The company also excels when it comes to helping investors roll over their existing accounts, both through helping individuals figure out whether their current retirement accounts can be rolled over at all and through helping those with eligible accounts to get through the rollover process with a minimum of fuss.

Perhaps the most unique thing about Regal Assets is that the company doesn't just focus on precious metals. Instead, the company allows its users to diversify their portfolios by investing in cryptocurrencies. This is an important hedge against not only the stock market but against the rise and fall of more typical currencies on the world stage.

Regal Assets really sets the standard for the industry here, helping users invest in major coins like Ethereum, Litecoin, Tezos, Zcash, Stellar, and XRP, as well as the better-known Bitcoin.

Another major point in favor of Regal Assets is the company does offer packages to make the entire investment process a bit easier. These packages pre-select everything that will be added to the investment account, with price points ranging from $5,000 - $250,000.

Pros

  • Offers IRS-approved secure storage for precious metals investments.
  • Also offers fully insured, segregated storage options for those who choose personal investments.
  • Allows for some excellent cryptocurrency investment options

Cons

  • Does not have quite as large of a selection of precious metals available for purchase as many of the other companies discussed here.

Another great investment company of note is Noble Gold. With an excellent reputation in the business world for helping their clients learn how to make great investment decisions, they're also well-known for being incredibly low pressure when compared to some of the other firms out there. Accredited with numerous organizations, including the BBB and the Royal Canadian Mint, this is definitely a company on which you should keep an eye.

Noble Gold joins the other companies described here as being excellent at helping its customers during the step-by-step process of setting up a Precious Metals IRA and helping them to learn the importance of keeping their portfolios properly diversified. Given the tax incentives of using an IRA, working with this kind of structure simply makes sense for many investors.

Noble Gold is also great at helping seasoned investors learn whether or not they can roll over their existing accounts into Precious Metals IRAs and figuring out the steps that are needed to figure out how to do so when possible. All it takes is filling out a form to get started, and Noble Gold is excellent about ensuring that a member of their team will get in contact with potential customers quickly.

IRA customers definitely benefit from working with this company due to the fact that they can start picking the metals in which they want to invest as soon as their accounts are fully funded. With a large number of pieces available, the Noble Gold can handle most customers' needs quite rapidly.

Noble Gold also works with customers who prefer to invest in gold personally rather than through an IRA. The company's selections of gold, silver, palladium, and platinum coins are fantastic, of course, but it really stands out by offering some unique collections to its customers.

The rare coins offered by Noble Gold aren't just a marketing gimmick. Each coin is actually graded and certified by one of the two major coin grading services, with each individual coin purchased sent to the customer in a sealed package to avoid any damage in transit. Some of the coins offered by Noble Gold are among the most sought-after by collectors, including the Morgan Silver Dollar, the Saint Gauden Set, and the 1854 Kellogg twenty-dollar coin.

Those who are a little less sure about their investments might to well to look at one of Noble Gold's 'Royal Survival Packs', which consist of several different sets of pre-selected precious metals. Each of the eight sets is best for a different kind of investor, so there is usually something for just about anyone.

Once you've made your purchase from the company, you'll get the advantage of Noble Gold's shipping process. Anything you buy will be sent safely and securely to your address, with the goal of making sure each purchase gets to you as quickly as it can.

The company works with a host of different other companies to make sure that you not only get what you need quickly but that you get everything at a very competitive price - so competitive, in fact, that the company is more than willing to participate in a buy-back program with its customers.

Pros

  • Allows customers to invest in cryptocurrencies.
  • Provides secure storage options in its Texas facilities.
  • Has a great assortment of gold, silver, palladium, and platinum options for investors.

Cons

  • Requires five thousand dollars minimum to rollover into a gold IRA.

Frequently Asked Questions


1. Why should I invest in gold and other precious metals?

The key to a healthy portfolio is diversity. If you choose to invest in any kind of precious metal, you're giving yourself access to a type of investment that is less volatile than the stock market, and that tends to hold value over time. This will allow you a safety net when making other investments, one that is almost certainly not going to decrease in value.

Precious metals are also a smart investment because they're used in many ways. While we largely think of metals as decorative, they are incredibly important in industry and in many of the technological tools that we use every day. The more these metals are used, the higher their value climbs and the more important they become to any good portfolio.

One of the top reasons to invest in precious metals has nothing to do with their rising price and much more to do with staying safe. The stock market can turn in an instant, so keeping a bit of your portfolio focused on something that keeps your value just makes sense. Those who keep everything in the market can lose it all in a stock market crash, while those who hold back some of their funds and keep them in precious metals will be able to survive any market turn.

Finally, it's very easy to turn these metals into cash when necessary. High demand means not only high prices but also motivated buyers. Given that you can't quickly liquidate stock or real estate, it makes sense to keep precious metals around as a way to get quick access to cash.

2. What is a Gold IRA?

A specialized type of Individual Retirement Account, the Gold IRA allows individuals to invest in precious metals instead of the more traditional stocks that make up the average IRA. These accounts have all the same advantages as a traditional IRA, but they do often require the payment of higher fees.

Even with the higher costs, a Gold IRA is still worthwhile. These accounts allow for more diversified portfolios, which in turn gives investors more options for keeping their future wealth safe.

3. Why should I invest in gold and other precious metals?

This answer honestly varies by individual. It depends not only on your age and what you've got to invest in but also your comfort level in investing in precious metals. It's generally advised that those who are going to retire soon focus on safer investments, while those who have longer to go might do better to take some risks to see if they end up playing out.

As such, it's generally a good idea to talk to an expert before making an investment. Many take a risk by investing more in gold than in stock, but just as many look at gold as the safe fallback option. Figuring out where you lie will help you moving forward.

4. Should I invest my entire savings for retirement into gold?

Absolutely not. Even though gold is an excellent investment, putting all of your eggs in a single basket is usually a bad idea. Gold is best used as a backstop against a volatile market, but if you put everything in gold you'll still be putting yourself at risk if the gold market suddenly collapses. Keeping a diverse portfolio is always a much more logical way to invest in your future.

Who's the #1 Recommendation?


We've provided a list of some excellent gold companies, each of which are fantastic fits for most investors. They're great at helping individuals figure out how to invest in precious metals, how to set up their accounts, and how to move forward with diversifying their portfolios. Goldco, however, definitely stands about above all the rest.

Goldco manages to stand out by having a great reputation, making it very easy to set up or roll over an IRA, and providing the kind of team support that makes it far easier to invest than most would imagine. The company also has a fantastic selection of gold and silver products that can be added to a Gold IRA and a real flair for customer service.

If you're going to go with one company on the list, it really should be Goldco. Take a look at their website today to get the information you need about a self-directed IRA, or go ahead and take the plunge to get your Gold IRA set up.

9.6 / 10

  • Top overall choice
  • Excellent customer experience
  • 1000 5 star reviews
  • A+ BBB rating

John Otis

About the author - John Otis

In the modern age of reckless government spending and central bank money printing, my sole objective is to help others protect their savings, retirement, livelihoods, and purchasing power from currency devaluation. Otis Gold has been featured in Financial Times, Yahoo Finance, Kitco News, Motley Fool, Seeking Alpha, and more. If you have any questions or comments, leave them below. Welcome!


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